Category: Finance

Why the Top 20 R&D Spenders Waste their Money - Lessons from Microsoft & GM

Many people equate spending on R&D with investing in innovation. The logic goes that R&D spending is lab spending, and out of labs come innovations. Hence, those that spend a lot on R&D are innovative. That is faulty logic. Continue reading

Posted in Apple, Finance, Innovation, Leadership & Infrastructure, Research, Strategy | 3 Comments
Why Credit Card Marketing Innovation Changes the Game for College Students

While laws striving to protect college students from credit card companies have been effectively thwarted by the current social media environment, students who have a responsible attitude toward credit card use can obviously glean a lot of value from their new-age relationships with issuers. Continue reading

Posted in Finance, Innovation, education | 1 Comment
Need more Benjamins? Keep reading...

What successful techniques have you used in your company to improve the overall cash flow and spur innovation? Continue reading

Posted in Case Study, Finance, Management | 2 Comments
When Innovation Fails

Ever since innovation became the buzzword du Jour, a lot of people seem to have lost their ability to tell smart ideas from stupid ones. Case in point: the financial “innovations” (read: stunningly stupid loan products) that kicked off the trillion-dollar economic meltdown mess we’re currently in. The simplistic notion that “new equals good” has often been a recipe for grand-scale disaster, just as it was in the dotcom debacle at the turn of the millennium. Continue reading

Posted in Finance, Government, Innovation, Technology, The Economy | 2 Comments
Tips for Crowdsourcing, Innovation, and Savings

Businesses are always under pressure to reduce their spending and improve their bottom line – that’s just the nature of commerce. But, in recent years, that trend has continued to reassert itself across industries. Continue reading

Posted in Finance, Innovation, Management, Open Innovation, Strategy | 7 Comments

Banks are no longer in the business of funding small businesses. The need is even more urgent given the state of venture capital. In a recent interview in Technology Review, preeminent VC Fred Wilson put his finger on the problem facing entrepreneurs and innovators. Continue reading

Posted in Finance, Government, Innovation, Strategy, Technology, The Economy | Leave a comment
Invest in Start-Ups for Innovation?

I want to focus in on Jason Yotopolous’s following point in this Venture Beat article: SAP gives startups millions of dollars worth of software.. Continue reading

Posted in Case Study, Entrepreneurship, Finance, Innovation, Technology | 4 Comments